Blue Cross Blue Shield Rehab Centers
Blue Cross Blue Shield of Louisiana – Blue Max
Under the Blue Max plans, you will pay a specific amount of coinsurance for both inpatient and outpatient substance abuse treatment after you have met your plan’s deductible. Premiums for these plans vary based on a number of factors, including your income and the number of people covered by the policy. Blue Max plans available include:
Blue Max 80/60 $5000 – Both inpatient and outpatient substance abuse treatment are covered with 20 percent coinsurance after you meet your $5,000 deductible.
Blue Max 80/60 $4000 – Under this plan, both inpatient and outpatient substance abuse treatment are covered with 20 percent coinsurance after you meet your $4,000 deductible.
Blue Max 70/50 $3300 – This plan covers outpatient and inpatient substance abuse treatment at 70 percent after your $3300 deductible is met.
Blue Max 70/50 $3000 – After as $3,000 deductible is met, you will pay 30 percent coinsurance for substance abuse treatment services.
Blue Max 70/50 $1500 – After you have met a $1,500 deductible, 70 percent of both inpatient and outpatient services will be covered.
Blue Max 70/50 $0 – This plan covers 70 percent of substance abuse treatment expenses, both inpatient and outpatient.
Blue Max 50/50 $0 – Under this plan, 50 percent of substance abuse treatment expenses will be covered by your insurance.
Blue Cross Blue Shield of Louisiana – Blue Saver
Much like Blue Max plans, Blue Saver plans cover a specific amount of outpatient and inpatient treatment services after the plan’s required deductible has been met. Required deductibles range from $1,300 to $5,000. While some plans cover 100 percent of your expenses after the deductible has been met, others require you to pay coinsurance. Available Blue Saver plans include:
Blue Saver 100/80 $1,300 – Once you have met this plan’s $1,300 deductible, your substance abuse treatment services will be covered at 100 percent.
Blue Saver 100/80 $2,800 – Under this plan, all of your expenses for substance abuse treatment will be covered after you have met the $2,800 deductible.
Blue Saver 100/80 $5,000 – After meeting this plan’s $5,000 deductible, all inpatient and outpatient substance abuse treatment will be covered with coinsurance.
Blue Saver 80/60 $1,900 – Under this plan, you will pay 20 percent coinsurance for substance abuse treatment expenses after you meet the $1,900 deductible.
Blue Cross Blue Shield of Louisiana – Blue Max copay
Under the Blue Max Copay plan, most covered services require a copay or coinsurance after the deductible has been met. These plans vary according to the required deductible, as well as your coinsurance responsibility. Deductibles range from $250 to $6,250. Coinsurance responsibilities range from 0 percent to 30 percent.
If you or someone you care about is dealing with an addiction to drugs or alcohol, treatment is essential. DrugRehab.org can help you find the best Blue Cross Blue Shield insurance plan, as well as an appropriate rehab facility in your area.