Addiction is a disease that impacts every aspect of a person’s life. It controls who they are and who they want to be, and it prevents them from reaching their full potential. It is important to realize that the only way to overcome addiction is by seeking treatment at a qualified rehab center. The fact remains that most people do not get the treatment that they need for addiction, and this largely has to do with the fact that many see addiction treatment as a luxury that they do not have access to. In reality, health care coverage can help reduce the cost of addiction treatment services and can make it possible for someone to get the care that they need from qualified professionals. Aetna is a health insurance provider that offers coverage for behavioral health care and addiction treatment services.
Aetna is a national health care coverage provider that offers insurance plans to people throughout the United States, including those in Vermont. People who live in Vermont and are interested in an Aetna health care plan can purchase these plans through the Aetna corporation or through one of its many subsidiaries.
Aetna breaks down its health care plans into three different levels: gold, silver, and bronze. The gold plan is a comprehensive plan that covers about 80 percent of all health care costs. It provides significant coverage to patients, and reduces out-of-pocket costs. However, it does have the highest monthly premiums of any of the plans. The silver plan is a moderate option that is suitable for many people. It covers about 70 percent of health care costs, and it has lower monthly premiums than the gold plans. The bronze plan is the most affordable option in the sense that it offers the lowest monthly premiums. However, patients who purchase a bronze plan should expect to incur higher out-of-pocket costs for any treatment services they need. Bronze plans cover about 60 percent of all health care costs.
There are several approaches to addiction treatment, and patients should choose the option that best meets their own individual needs. Regardless of the approach chosen, the treatment process should include several steps.
The first step to overcoming addiction is to go through the withdrawal process. Detoxification can be challenging, and it is recommended that patients with a severe addiction seek medical care during this time. After detoxification is complete, patients should begin a behavioral counseling program. This can be done at an inpatient treatment center or at an outpatient counseling facility. Prescription medications may be necessary in order to help patients cope with the side effects of recovery, and should be discussed with a health care provider. In addition to receiving counseling and medical care, patients will want to be evaluated for a co-occurring mental health disorder. If a disorder is diagnosed, there are dual diagnosis treatment programs available. Finally, patients should receive long-term support from loved ones and others who have gone through the recovery process in order to maintain their sobriety.
There are several Aetna health care plans available in nearby states, such as Delaware. One plan is the DE Aetna Bronze $15 Copay PPO PD. This plan provides complete coverage for inpatient and outpatient treatment centers that are within the network. However, if a patient opts for an out-of-network rehab center, they will have to pay a 50 percent coinsurance fee.
Another plan that is available is the DE Aetna Gold $10 Copay PPO PD. Patients who select an in-network, outpatient treatment facility must pay a $40 copay per visit and their deductible is waived. If they select an in-network, inpatient treatment facility, they will pay a 20 percent coinsurance fee. If they select an out-of-network treatment center, they are required to pay a 50 percent coinsurance fee.
The signs and symptoms of addiction can range from mild to severe, but it’s important that you take action as soon as you recognize them. If you or someone you love is struggling with addiction, then contact us at DrugRehab.org today. We have counselors available to talk to you in confidence and walk you through the process of getting the treatment you need. We will help you find a Vermont rehab center that accepts your Aetna health insurance plan. Call us now.