Abusing drugs or alcohol impacts personal health in a negative way. It causes strife within a family and harms the body and mind of the individual. When you or a loved one need treatment for substance abuse, entering a rehab program provides the opportunity to adjust and improve the situation. In Nevada, Aetna policies offer coverage through employers and group plans, as well as Medicare, so that individuals have the tools to recover and heal.
Aetna insurance in Nevada primarily stems from employer policies, so the options and coverage depend on the group plan and the needs of the company. In general, the coverage allows individuals to seek treatment in a rehabilitation program, but exact coverage and copayment details vary between employers, groups and the needs of the individual.
As an insurance policy, you do have some coverage for mental health disorders and substance abuse through Aetna, even if you obtain a basic plan for college students or work with Medicare. Limitations often apply to the policy based on the needs of the individual and the details provided in the specific plan. Before assuming that coverage applies to the situation, evaluate the employer-provided plan or the group policy to determine the exact amount of coverage available.
While Aetna does offer coverage options and policies in Nevada, limitations apply to the policies based on the needs of the group and the employer standards. Most Aetna policies throughout the state relate to the needs of a company and employer, so limitations apply based on the goals of the business. An employer selects the coverage options that suit the needs of the company and group rather than the individual.
Other limitations in the policies usually apply to the specific type of treatment programs that policies cover. Any Aetna policy in Nevada offers coverage for substance abuse and addiction recovery, but the exact details and options vary. Expect some limitations on the coverage for out-of-network programs and experimental or optional treatments. For example, a policy does not usually cover acupuncture or massage therapy as part of the recovery program, so you are responsible to pay for any treatments that a plan classifies as experimental.
The policies through Aetna allow you or a loved one to seek treatment for substance abuse, but the details depend on the plan. As a general rule, you want to narrow down the options based on the network. Aetna policies usually cover a larger portion of the treatment costs when you work with an in-network treatment provider. Some policies also exclude out-of-network treatments, so compare your options based on the limitations in your plan.
After ensuring that the policy covers the treatment costs, evaluate the type of therapy the program offers for recovery. Individuals usually focus on residential or outpatient treatment programs. Select a program based on personal goals and concerns. If you have specific obligations that limit treatment, then opt for an outpatient treatment plan. If you need to focus on recovery to the exclusion of other concerns or if you notice that outpatient treatment has not provided the tools you need to recover in the past, then consider an inpatient or residential program.
You also want to pay attention to the types of treatment a program provides. A holistic program focuses on the entire goal by addressing every factor that contributes to substance abuse. It considers medical, mental health and emotional health when developing a treatment plan. An evidence-based approach uses treatments and tools that show a positive impact during scientific studies. You also want to consider whether the program offers treatment for co-occurring disorders as well as any physical health concerns that contribute to substance abuse.
The best treatment program depends on your specific needs. Compare different options to select a facility that works around personal goals and provides the detoxification services you need to start the process.
Aetna coverage for rehab treatments in Nevada provides a starting point to find the right treatment program. By contacting us at DrugRehab.org, you can compare your options and focus on accomplishing the goals you set for your recovery and your personal well-being.