Pursuing substance abuse rehabilitation without health insurance can be a costly endeavor. Thankfully, Blue Cross Blue Shield has made a wide variety of different types of plans available on the public marketplaces through the Healthcare.gov website and the Affordable Care Act.
It is important to note that drug and substance abuse rehabilitation plans in the state of Pennsylvania are handled through the Highmark Health Insurance Company, which itself is a subsidiary of Blue Cross Blue Shield.
Highmark Health Insurance Company – Health Savings Blue PPO 3400
The Highmark Health Insurance Company Health Savings Blue PPO 3400 plan has an estimated monthly premium of $212.The total estimated deductible under the plan is $3,400, while the estimated out of pocket maximum is $6,350. Both inpatient and outpatient substance abuse rehabilitation and treatment services are subject to a 30% coinsurance that goes into effect after the deductible has been met.
Highmark Health Insurance Company – Shared Cost Blue PPO 5500
Under the Highmark Health Insurance Company Shared Cost Blue PPO 5500 plan, the estimated monthly premium that individuals can expect to pay is around $222. The estimated deductible for each year is $5,500, while the estimated out of pocket maximum is $6,350. For those individuals seeking substance abuse outpatient services, they will need to pay $90 under this plan. Inpatient services for substance abuse treatment and rehabilitation are subject to a 40% coinsurance payment after the deductible has been met.
Highmark Health Insurance Company – Blue Cross Blue Shield Shared Cost 3200, a Multi-State Plan
Under the Highmark Health Insurance Company Blue Cross Blue Shield Shared Cost 3200 multi-state plan, users can expect to pay an estimated $259 per month by way of a premium. The total estimated deductible under this particular plan is $3,200, while the estimated out of pocket maximum is $6,350. All substance abuse and rehabilitation treatment outpatient services are subject to a $70 payment, while inpatient services will be covered by a 20% coinsurance fee after the deductible on the plan has been met.
Highmark Health Insurance Company – Shared Cost Blue PPO 3200
The estimated monthly premium per individual under the Highmark Health Insurance Company Shared Cost Blue PPO 3200 plan is $259. The estimated deductible on the plan is $3,200, while the estimated out of pocket maximum is $6,350. All substance abuse outpatient services are subject to a $70 payment, while inpatient services will require 20% coinsurance after the deductible has been met.
Highmark Health Insurance Company – Comprehensive Care Blue PPO 1500
Under the Comprehensive Care Blue PPO 1500 plan, the estimated monthly premium is $264. The estimated deductible is $1,500, while the estimated out of pocket maximum is $6,350. There is no charge for substance abuse services under this plan after the deductible has been met.
If you still have questions about drug rehabilitation in your area, don’t hesitate to contact DrugRehab.org today. The site will provide more information about Blue Cross Blue Shield health plans and will help you find the right one that will allow you to begin recovery as soon as possible.
Pennsylvania Drug and Alcohol Rehabs
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