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Blue Cross Blue Shield Rehab Centers

Indiana Blue Cross Blue Shield Drug RehabIn the state of Indiana, several different types of plans are available from Anthem Blue Cross Blue Shield. These plans fall into a two basic categories: Anthem Pathway and Anthem Direct Access. Both types of plans cover inpatient and outpatient substance abuse treatment.

Anthem Pathway

All Anthem Pathway plans cover inpatient and outpatient substance abuse treatment, but coverage levels vary considerably. Some plans cover 100 percent of your expenses after the deductible has been met, while others require copays and/or coinsurance. Some of these plans also allow you to invest in a Health Savings Account, while others do not.

Options for Anthem Pathway plans include:

  • Anthem Bronze Pathway X 0 for HSA – This plan covers 100 percent of treatment expenses after the deductible has been met. It also allows HSA investment.
  • Anthem Bronze Pathway X 20 for HSA – Under this plan, you will pay 20 percent of outpatient treatment expenses after your deductible. For inpatient expenses, you will pay a $500 copay and 20 percent coinsurance after the deductible. This plan is HSA compatible.
  • Anthem Silver Pathway X 10 for HSA – Outpatient services require 90 percent coinsurance after the deductible is met, while inpatient services require 10 percent coinsurance and a $500 copay after your deductible. An HSA is permitted under this plan.
  • Anthem Bronze Pathway X POS 5000 40 – Under this plan, you will pay 40 percent coinsurance after your deductible for outpatient substance abuse treatment. For inpatient substance abuse treatment, you will pay a $500 copay, along with 40 percent coinsurance.
  • Anthem Bronze Pathway X 6250 30 – This plan requires you to pay 30 percent coinsurance after your deductible for outpatient substance abuse treatment. For inpatient substance abuse treatment, you must make a $300 copay and pay 30 percent coinsurance after your deductible.
  • Anthem Bronze Pathway X 5750 20/ Anthem Bronze Pathway X 4300 20 – These plans covers 80 percent of your expenses for outpatient substance abuse treatment with no copay after your deductible. It also covers 80 percent of your expenses for inpatient substance abuse treatment with a $500 copay after your deductible.
  • Anthem Silver Pathway X 2500 10 – This plan covers 90 percent of your outpatient treatment services after your deductible. For inpatient treatment services, 90 percent of your expenses are covered after you have met your deductible and made a $500 copay.
  • Anthem Silver Pathway X 3500 0 – This plan covers 100 percent of your outpatient treatment services after you have met your deductible. For inpatient treatment services, you must pay only a $500 copay after you have met your deductible.

Anthem Blue Cross and Blue Shield DirectAccess

DirectAccess plans cover inpatient and outpatient expenses after you have met the plan’s deductible. However, coinsurance and/or copays are required under this plan. All available DirectAccess plans require a $500 copay for inpatient substance abuse treatment services along with a certain amount of coinsurance. Depending on the plan, coinsurance may be 10 or 20 percent. Outpatient expenses also require 10 or 20 percent coinsurance after the deductible.

If you are dealing with substance abuse in Indiana, DrugRehab.org can help.Seeking Treatment

If you are dealing with substance abuse in Indiana, DrugRehab.org can help. We can not only help you choose the best Blue Cross Blue Shield health plan, but we can also help you select a drug rehab facility near you. Contact us today and get your life back.

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