Blue Cross Blue Shield health insurance covers a variety of mental health and substance use disorder treatments, which vary by state. Each state’s Blue Cross Blue Shield plans differ depending on length of stay, treatment specifics, residential stay coverage, outpatient-specific coverage, and more.
With varied plans, Blue Cross Blue Shield offers options for those suffering from addiction and behavioral health problems, making financial decisions easier and limiting out-of-pocket and co-payment requirements.
Often included in insurance plans is coverage for treatments such as psychotherapy, cognitive behavioral therapy, family therapy sessions, and basic counseling. Medication coverage is available, reducing the stress of prescription payments for addiction relief medications, such as Suboxone and Chantix. Specific medication coverage will vary by state and specific insurance plan.
While there are limits to certain coverages within each plan, recent changes make it possible for those who have been suffering an addiction to enter treatment and not worry about former rules of “pre-existing conditions.” Coverage of your substance abuse disorder will begin as soon as your insurance plan through Blue Cross Blue Shield goes into effect, regardless of how long you’ve had your condition. Other coverage benefits eliminate yearly and lifetime dollar limits, meaning that your plan cannot have a dollar amount cutoff point that effects your ability to get treatment.
Before selecting a plan, or if already enrolled in a Blue Cross Blue Shield insurance program, use DrugRehab.org to discover which services you may have covered by your plan. Search by state and get useful information that can help you make your decision to enter treatment today.