Blue Cross Blue Shield Rehab Centers
In Texas, there are several plans and policies that are available through Blue Cross Blue Shield. Generally, most individuals will qualify for the Bronze, Silver or Gold plans. Bronze policies will usually have the lowest monthly expense, but they have a higher deductible and out-of-pocket cost. Gold plans will usually have a slightly higher premium, but the out-of-pocket costs are usually lower when compared to other options.
Generally, Texas residents will be required to pay the deductible before benefits start to apply. After a deductible is paid, many health services and costs associated with addiction treatment are covered in full. Additional costs may or may not apply to the situation based on the specific plan that was selected and purchased.
Rehab Coverage in Texas
The Blue Cross Blue Shield policies in Texas will cover in-patient rehabilitation and out-patient treatments that are required. In general, the plans will cover most of the cost of out-patient treatment after the deductible is paid. Some of the plans may have a small co-pay for the in-patient treatment, but the Bronze plans will usually pay for a percentage of the treatment. Generally, the co-insurance after the deductible is paid is 30 percent. The Gold and Silver plans may set a specific dollar amount and may pay for the full cost of out-patient treatment after the deductible.
Seeking treatment in a rehab program can provide the opportunity to improve the situation and stop abusing a substance. The Blue Cross Blue Shield of Texas provides the financial assistance that may be required to reach personal goals and obtain the opportunity to avoid drugs or alcohol in the future. Since the rehab is covered by the plans, it can make it easier to seek treatment without worrying about the financial costs.
Insurance can be an important part of making the decision to seek treatment and obtain assistance with addiction recovery. Substance abuse programs are available in Texas and the Blue Cross Blue Shield policies make it possible to select a program that is appropriate for personal goals. DrugRehab.org can make it easier to find the right policy to address personal concerns and recovery goals. Since the treatment is covered in the policy, it is possible to focus on recovery and reaching personal goals rather than focusing on the expenses that may occur.