Blue Cross Blue Shield Rehab Centers
In Ohio, the Anthem Blue Cross Blue Shield offers a variety of plans and options that can help with health care costs. Since addiction and substance abuse can result in emergency health concerns and a variety of concerns regarding the treatment process, it is important to obtain a policy that will help pay for the costs that may occur.
Generally, the Bronze policies will have a lower monthly premium or rate when compared to other options. For individuals who have a low income rate, assistance may be available that can help reduce the monthly premium further to help keep the costs in a low rate. Silver policies will usually cost more on a monthly basis, but they have a lower out-of-pocket expense and the deductible may be lower.
Coverage for Addiction Recovery
Addiction recovery can be a very complicated situation. There are several factors that may contribute to an addiction, including mental health disorders or physical health concerns. Depending on the factors that may cause the addiction, the best treatment programs and options can vary significantly.
The Blue Cross Blue Shield does allow individuals to seek rehabilitation treatments and services. A short-term residential program may be covered by the policy and additional treatment in an out-patient program may also be available. Some of the polices will have a set co-pay for certain services. Furthermore, it may be necessary to pay a percentage of the costs of treatment based on the details of the specific plan. When a co-insurance payment is required, the Blue Cross Blue Shield plan will usually pay the majority of the costs. It may be necessary to pay 10 to 30 percent of the expenses after the insurance has paid for the majority of the costs.
Some services will not require any co-pay or co-insurance after the deductible has been paid. Since each plan is different, it is important to review the details before assuming that the situation is covered.
There are a variety of options to help pay for the cost of addiction treatment. In Ohio, the Blue Cross Blue Shield will help pay for the expenses so that individuals can focus on healing and recovering. Find the right Blue Cross Blue Shield policy for personal goals with the help of DrugRehab.org.