Blue Cross Blue Shield Rehab Centers
Programs in New Jersey
New Jersey residents are eligible for many insurance policies, including the Blue Cross Blue Shield Bronze and Silver plans that are available through Horizon. The policies set a maximum out-of-pocket expense for the year, which can limit the costs of treatment and ensure that an individual is able to focus on recovery and health.
After the deductible is paid, coverage for most health concerns will ensure that the majority of the costs are affordable. Generally, there is a 30 to 40 percent co-insurance cost after the deductible is paid for many of the health concerns that may arise. Furthermore, the programs will have a set co-pay for certain services that are required for the health of the individual.
Coverage for Addiction Recovery
Although the specific details of a plan can vary based on the individual’s income level, the number of family members and the situation, the Blue Cross Blue Shield programs do offer solutions to help pay for addiction treatment and recovery. As an individual who is seeking treatment, it is necessary to pay 30 to 40 percent of the costs of treatment in an in-patient program. The insurance will pay for the majority of the costs.
The policy will also pay for additional out-patient rehabilitation services that may be necessary when the inpatient program is completed. The outpatient program will usually be covered at a similar rate and will offer the opportunity to focus on recovery goals and the transition into a healthier lifestyle. The policy will also offer protection against any treatments that are medically necessary for pain management, pre-existing conditions or health concerns that are related to the addiction. Co-occurring disorders are also covered by the policy if it is necessary to seek additional treatment for a mental health disorder that has developed after an addiction.
Recovering from an addiction can require the right treatment program and a realistic plan. The Blue Cross Blue Shield programs that are available in New Jersey make it possible to seek treatment without worrying about the costs that are associated with the treatment plans. Find the right policy to address an addiction or assist with health care costs that are associated with substance abuse with the help of DrugRehab.org. An appropriate policy can help individuals manage an addiction and reach sustainable and realistic goals.