Blue Cross Blue Shield Rehab Centers
In California, there are several Blue Cross Blue Shield policies available. In general, the plans range from Bronze to Platinum and the coverage that is available will depend on the specific policy that is selected. The Bronze policies will usually have a low cost for the monthly premium, but the coverage is more limited and you will usually pay a slightly higher out-of-pocket expense. It may not have a specific dollar amount for certain services; instead, the policy may have the individual pay a percentage of the treatment costs that are required.
Silver, Gold, and Platinum policies will gradually increase the coverage and make adjustments to the way that the costs are handled. In general, the policies that have a higher monthly premium will have a lower rate for treatment after the deductible has been paid.
Treatment for Addiction
While the policies may have variations, Blue Cross Blue Shield plans will offer some coverage to pay for addiction treatment. In many cases, it is possible to enter an in-patient program to help with the recovery process. There may be limitations on the amount of time, such as a maximum of 30 days in an inpatient program, but many of the policies will allow individuals to continue treatment in an outpatient program when the residential program is completed.
The amount of coverage will depend on the specific policy, but usually the individual will have a limited cost associated with treatment. It is usually a percentage of the total cost, such as 10 to 40 percent of the expenses. The details about the exact percentage and cost will vary between policies and the medical needs of the individual. Treating an addiction can be complicated, but the financial concerns associated with seeking professional assistance and treatment can be reduced with an appropriate insurance policy.
The Blue Cross Blue Shield offers the financial assistance that individuals may need to start working on realistic recovery goals. By selecting a policy that will pay for addiction treatment, individuals and their families can focus on the recovery process and the treatments that are being applied to the situation. It makes the process of recovery a little easier by removing some of the worries that may arise when an individual has complicated medical concerns that are associated with substance abuse.
Please contact DrugRehab.org for answers to all of your questions and assistance getting into treatment for you or your loved one.