Research has proven that the only way to effectively overcome addiction is to receive treatment at a qualified rehab center. While this is a well-known fact, the reality is that most people who are struggling with an addiction to drugs and alcohol do not get the care that they need in order to achieve sobriety. There are many factors that contribute to this issue, including the fact that many people feel that they cannot afford treatment and that they view treatment as a luxury. The truth of the matter is, many health insurance policies provide full or partial coverage for substance abuse treatment services. Aetna is one health care coverage provider that provides benefits for behavioral health care and recovery treatment programs.
Prior to seeking treatment, patients should evaluate the various recovery treatment options that are available. The cause of addiction is quite complex and different treatment options will appeal to individual patients more than others. Patients and their loved ones should seek out the help of a rehab center in West Virginia that will provide them with personalized care and individualized treatment.
Many patients incorporate counseling into their recovery treatment plan. Individual and group counseling is beneficial because it allows patients to explore the root cause of their own addiction while also seeking support from others who have endured the same recovery journey. Patients often continue their group counseling sessions after they achieve sobriety in order to continue to receive the support they need.
During the detoxification process, patients may benefit from prescription medications that can help them manage the symptoms of withdrawal. Withdrawal can be particularly painful and uncomfortable, and medical care is often a necessity.
Dual diagnosis treatment allows patients to receive treatment for a co-occurring mental health disorder. In addition, patients may want to explore their holistic treatment options. These treatments, including acupuncture and nutritional therapy, can help patients approach recovery in a more natural way.
Aetna is a health insurance company that provides affordable health care plans to people throughout the country. West Virginia residents may be able to purchase a plan through the main corporation, or through one of its many subsidiaries. Plans are broken down into three different metal levels.
The bronze plan level is the most affordable option, because it offers the lowest monthly premiums. It covers approximately 60 percent of all health care costs, and patients have to pay higher out-of-pocket expenses for this plan. The silver plan level is a moderate plan that has higher monthly premiums than the bronze plan, but it provides more comprehensive coverage for patients. About 70 percent of health care costs are covered. The gold plan level provides the most amount of health care coverage, offering about 80 percent coverage for most health care services. While patients do not have high out-of-pocket costs with this plan level, they do have to pay a higher monthly premium than any of the other plans.
In nearby Virginia, there are several plans available. One is the VA Aetna Coastal VA HP Bronze $30 Copay PD, which provides coverage for both inpatient and outpatient treatment services. At an in-network, inpatient facility patients have a 0% coinsurance fee. At an in-network, outpatient treatment center, patients must pay a $30 copay per visit and their deductible is waived. At an out-of-network facility, patients must pay a 50 percent coinsurance fee.
Another plan is the VA Aetna Coastal VA HP Silver $10 Copay 2750 PD. At an in-network, inpatient facility, patients have to pay a 40 percent coinsurance fee. At an in-network, outpatient facility, patients must pay a $10 copay per visit and the deductible is waived. At an out-of-network treatment center, patients must pay a 50 percent coinsurance fee.
If you or someone you love is suffering from addiction, it is important that you get the help that you need. Explain that health care coverage can help subsidize the cost of recovery treatment services, and that treatment at a qualified rehab center is the only way to overcome this deadly disease. Contact us at DrugRehab.org in order to find out more information about Aetna health care coverage. Our caring counselors are available to take your confidential call and will help you find a rehab center in West Virginia that accepts your Aetna health insurance plan and provides the treatment services that you prefer. Call us now.